From Which Bank this is because i m paying @11.00. Please let me know.
Regards,
Rajesh Rana
On Friday, August 8, 2014 8:02 PM, "Sunil Bhargava sunilbhargava1@gmail.com [CrossingsRepublikOwnersAndMembersAssociation-CROMA]" <CrossingsRepublikOwnersAndMembersAssociation-CROMA@yahoogroups.co.in> wrote:
I got my home loan reset to 10.15% today from 10.75%. Saved Rs 4.1 lacs.
Thanks to Manmohan Jha for suggesting this to me.
Best Regards,
Sunil Bhargava
Mobile: +91 9971477499
On Fri, Aug 8, 2014 at 8:54 PM, 'sanjeev3149@yahoo.co.in' via Arihant
Ambience RWA <Arihant_Ambience@googlegroups.com> wrote:
> Mr. Jha is right, I also observed the same and get it converted from 10.75% to 10.25% after paying some fees.
>
> Regards/Sanjeev Kansal
> E-1103
>
> Sent from my Nokia phone
> -----Original Message-----
> From: Manmohan Jha
> Sent: 08/08/2014 20:10:33
> To: CROMA; CRIS; Xing-Future@googlegroups.com; cromaexecutivebody@googlegroups.com
> Subject: {AARWA-2298} Reduction of Rate of Home Loan from ur own financer or Balance Transfer to other finance company
>
> This year in Feb when I got Interest Certificate for submitting to our tax
> team, found that rate of my home loan has increased to 10.75%.
>
> After following up got it reduced to 10.25%.
>
> Everyone with floating rate need to keep track of their home loan rate and
> you can get it reduced to the extent to 10.15% either from your own
> bank/finance Co. as to avoid loosing a customer n it's future income by
> balance transfer, every bank/home finance Co. have provision of reduction
> of rate by paying a nominal fee.
>
> In case your bank/home finance Co. is not reducing you can get Balance
> transfer by other bank/finance Co. In case of balance transfer bank/ FI
> even don't charge PF.
>
> Circulating this again as a fellow resident got rate of his home loan at
> HDFC reduced from 10.75% to 10.15% after talking to me couple of week back.
> Tenure of his 15 year loan got reduced by 10 month. Saving of approx. 3.5 -
> 4 L.
>
> Regards
>
> Manmohan Jha
>
> ---------- Forwarded message ----------
> From: "Manmohan Jha" <manmohan.jha@gmail.com>
>>>
>>> Dear All,
>>>
>>> Forwarding this mail communication going on CROMA yahoo group as found
> that many ppl are not aware the ppl with floating interest rate can get
> their interest rate lowered.
>>>
>>> All of you can check rate for present interest of Home Loan and if it's
> more than 10.25% you can get it reduced by paying a processing fee. In case
> of any difficulties with your existing lender you can get Balance transfer
> from other bank/NBFC.
>>>
>>> With this there will be substantial saving over the time. A Reduction of
> 50 paise will reduce tenure by approx one year.
>>>
>>>
>>>
>>> Regards
>>>
>>> Manmohan Jha
>>>
>>>
>>> Sent from Samsung Mobile
>>>
>>>
>>> -------- Original message --------
>>> From: "Rajiv Anand anandrajiv123123@yahoo.co.in
> [CrossingsRepublikOwnersAndMembersAssociation-CROMA]"
>>> Date:26/07/2014 11:23 (GMT+05:30)
>>> To: CrossingsRepublikOwnersAndMembersAssociation-CROMA@yahoogroups.co.in
>>> Subject: Re: [CROMA] IDBI Home Loan Balance Transfer
>>>
>>>
>>>
>>> Dear Mr Raju
>>> I transferred my loan to IDBI Bank @ 10.15%. If you want to transfer
> your loan then talk to Mr. Kapil Kumar. He is looking finance department.
> His number is 07838133030.
>>>
>>> Regards
>>> Rajiv Anand
>>> Supertech Livingston
>>>
>>>
>>> Sent from Samsung Mobile
>>>
>>>
>>> -------- Original message --------
>>> From: "'bpsbhatia1@yahoo.com' bpsbhatia1@yahoo.com
> [CrossingsRepublikOwnersAndMembersAssociation-CROMA]"
>>> Date:26/07/2014 10:42 (GMT+05:30)
>>> To: CrossingsRepublikOwnersAndMembersAssociation-CROMA@yahoogroups.co.in
>>> Subject: Re: [CROMA] IDBI Home Loan Balance Transfer
>>>
>>>
>>>
>>> Alikeshwar Tiwari has got his lian tfr to IDBI talk to him. In case any
> help required I will try to manage
>>>
>>> Sent from Yahoo Mail on Android
>>>
>>>
>>> ________________________________
>>> From: RAJ KUMAR RAJU rajubanka@gmail.com
> [CrossingsRepublikOwnersAndMembersAssociation-CROMA] <
> CrossingsRepublikOwnersAndMembersAssociation-CROMA@yahoogroups.co.in>;
>>> To: crossingsrepublikownersandmembersassociation-croma <
> CrossingsRepublikOwnersAndMembersAssociation-CROMA@yahoogroups.co.in>;
>>> Subject: [CROMA] IDBI Home Loan Balance Transfer
>>> Sent: Fri, Jul 25, 2014 2:36:32 PM
>>>
>>>
>>>
>>> Hello,
>>>
>>> Have you transferred your existing Home Loan from any bank to IDBI Bank?
> or have you taken Home Loan from IDBI Bank for your Flat @ Crossings
> Republik? Please advise as my current Home Loan is with HDFC and now I am
> planning to do the balance transfer (Loan Transfer) to IDBI Bank.
>>>
>>> --
>>> Thanks & Regards,
>>>
>>> Raj Kumar Raju
>>> Mahagun Mascot
>>> Crossings Republik Township
>>> NH-24, Ghaziabad (U.P.)
>>>
>>>
>>>
>>> --
>>> You received this message because you are subscribed to the Google
> Groups "Arihant Ambience RWA" group.
>>> To unsubscribe from this group and stop receiving emails from it, send
> an email to Arihant_Ambience+unsubscribe@googlegroups.com.
>>> To post to this group, send email to Arihant_Ambience@googlegroups.com.
>>> Visit this group at http://groups.google.com/group/Arihant_Ambience.
>>> For more options, visit https://groups.google.com/d/optout.
>>
>> --
>> You received this message because you are subscribed to the Google Groups
> "Arihant Ambience RWA" group.
>> To unsubscribe from this group and stop receiving emails from it, send an
> email to Arihant_Ambience+unsubscribe@googlegroups.com.
>> To post to this group, send email to Arihant_Ambience@googlegroups.com.
>> Visit this group at http://groups.google.com/group/Arihant_Ambience.
>> For more options, visit https://groups.google.com/d/optout.
>
> --
> You received this message because you are subscribed to the Google Groups "Arihant Ambience RWA" group.
> To unsubscribe from this group and stop receiving emails from it, send an email to Arihant_Ambience+unsubscribe@googlegroups.com.
> To post to this group, send email to Arihant_Ambience@googlegroups.com.
> Visit this group at http://groups.google.com/group/Arihant_Ambience.
> For more options, visit https://groups.google.com/d/optout.
>
> --
> You received this message because you are subscribed to the Google Groups "Arihant Ambience RWA" group.
> To unsubscribe from this group and stop receiving emails from it, send an email to Arihant_Ambience+unsubscribe@googlegroups.com.
> To post to this group, send email to Arihant_Ambience@googlegroups.com.
> Visit this group at http://groups.google.com/group/Arihant_Ambience.
> For more options, visit https://groups.google.com/d/optout.
Thanks to Manmohan Jha for suggesting this to me.
Best Regards,
Sunil Bhargava
Mobile: +91 9971477499
On Fri, Aug 8, 2014 at 8:54 PM, 'sanjeev3149@yahoo.co.in' via Arihant
Ambience RWA <Arihant_Ambience@googlegroups.com> wrote:
> Mr. Jha is right, I also observed the same and get it converted from 10.75% to 10.25% after paying some fees.
>
> Regards/Sanjeev Kansal
> E-1103
>
> Sent from my Nokia phone
> -----Original Message-----
> From: Manmohan Jha
> Sent: 08/08/2014 20:10:33
> To: CROMA; CRIS; Xing-Future@googlegroups.com; cromaexecutivebody@googlegroups.com
> Subject: {AARWA-2298} Reduction of Rate of Home Loan from ur own financer or Balance Transfer to other finance company
>
> This year in Feb when I got Interest Certificate for submitting to our tax
> team, found that rate of my home loan has increased to 10.75%.
>
> After following up got it reduced to 10.25%.
>
> Everyone with floating rate need to keep track of their home loan rate and
> you can get it reduced to the extent to 10.15% either from your own
> bank/finance Co. as to avoid loosing a customer n it's future income by
> balance transfer, every bank/home finance Co. have provision of reduction
> of rate by paying a nominal fee.
>
> In case your bank/home finance Co. is not reducing you can get Balance
> transfer by other bank/finance Co. In case of balance transfer bank/ FI
> even don't charge PF.
>
> Circulating this again as a fellow resident got rate of his home loan at
> HDFC reduced from 10.75% to 10.15% after talking to me couple of week back.
> Tenure of his 15 year loan got reduced by 10 month. Saving of approx. 3.5 -
> 4 L.
>
> Regards
>
> Manmohan Jha
>
> ---------- Forwarded message ----------
> From: "Manmohan Jha" <manmohan.jha@gmail.com>
>>>
>>> Dear All,
>>>
>>> Forwarding this mail communication going on CROMA yahoo group as found
> that many ppl are not aware the ppl with floating interest rate can get
> their interest rate lowered.
>>>
>>> All of you can check rate for present interest of Home Loan and if it's
> more than 10.25% you can get it reduced by paying a processing fee. In case
> of any difficulties with your existing lender you can get Balance transfer
> from other bank/NBFC.
>>>
>>> With this there will be substantial saving over the time. A Reduction of
> 50 paise will reduce tenure by approx one year.
>>>
>>>
>>>
>>> Regards
>>>
>>> Manmohan Jha
>>>
>>>
>>> Sent from Samsung Mobile
>>>
>>>
>>> -------- Original message --------
>>> From: "Rajiv Anand anandrajiv123123@yahoo.co.in
> [CrossingsRepublikOwnersAndMembersAssociation-CROMA]"
>>> Date:26/07/2014 11:23 (GMT+05:30)
>>> To: CrossingsRepublikOwnersAndMembersAssociation-CROMA@yahoogroups.co.in
>>> Subject: Re: [CROMA] IDBI Home Loan Balance Transfer
>>>
>>>
>>>
>>> Dear Mr Raju
>>> I transferred my loan to IDBI Bank @ 10.15%. If you want to transfer
> your loan then talk to Mr. Kapil Kumar. He is looking finance department.
> His number is 07838133030.
>>>
>>> Regards
>>> Rajiv Anand
>>> Supertech Livingston
>>>
>>>
>>> Sent from Samsung Mobile
>>>
>>>
>>> -------- Original message --------
>>> From: "'bpsbhatia1@yahoo.com' bpsbhatia1@yahoo.com
> [CrossingsRepublikOwnersAndMembersAssociation-CROMA]"
>>> Date:26/07/2014 10:42 (GMT+05:30)
>>> To: CrossingsRepublikOwnersAndMembersAssociation-CROMA@yahoogroups.co.in
>>> Subject: Re: [CROMA] IDBI Home Loan Balance Transfer
>>>
>>>
>>>
>>> Alikeshwar Tiwari has got his lian tfr to IDBI talk to him. In case any
> help required I will try to manage
>>>
>>> Sent from Yahoo Mail on Android
>>>
>>>
>>> ________________________________
>>> From: RAJ KUMAR RAJU rajubanka@gmail.com
> [CrossingsRepublikOwnersAndMembersAssociation-CROMA] <
> CrossingsRepublikOwnersAndMembersAssociation-CROMA@yahoogroups.co.in>;
>>> To: crossingsrepublikownersandmembersassociation-croma <
> CrossingsRepublikOwnersAndMembersAssociation-CROMA@yahoogroups.co.in>;
>>> Subject: [CROMA] IDBI Home Loan Balance Transfer
>>> Sent: Fri, Jul 25, 2014 2:36:32 PM
>>>
>>>
>>>
>>> Hello,
>>>
>>> Have you transferred your existing Home Loan from any bank to IDBI Bank?
> or have you taken Home Loan from IDBI Bank for your Flat @ Crossings
> Republik? Please advise as my current Home Loan is with HDFC and now I am
> planning to do the balance transfer (Loan Transfer) to IDBI Bank.
>>>
>>> --
>>> Thanks & Regards,
>>>
>>> Raj Kumar Raju
>>> Mahagun Mascot
>>> Crossings Republik Township
>>> NH-24, Ghaziabad (U.P.)
>>>
>>>
>>>
>>> --
>>> You received this message because you are subscribed to the Google
> Groups "Arihant Ambience RWA" group.
>>> To unsubscribe from this group and stop receiving emails from it, send
> an email to Arihant_Ambience+unsubscribe@googlegroups.com.
>>> To post to this group, send email to Arihant_Ambience@googlegroups.com.
>>> Visit this group at http://groups.google.com/group/Arihant_Ambience.
>>> For more options, visit https://groups.google.com/d/optout.
>>
>> --
>> You received this message because you are subscribed to the Google Groups
> "Arihant Ambience RWA" group.
>> To unsubscribe from this group and stop receiving emails from it, send an
> email to Arihant_Ambience+unsubscribe@googlegroups.com.
>> To post to this group, send email to Arihant_Ambience@googlegroups.com.
>> Visit this group at http://groups.google.com/group/Arihant_Ambience.
>> For more options, visit https://groups.google.com/d/optout.
>
> --
> You received this message because you are subscribed to the Google Groups "Arihant Ambience RWA" group.
> To unsubscribe from this group and stop receiving emails from it, send an email to Arihant_Ambience+unsubscribe@googlegroups.com.
> To post to this group, send email to Arihant_Ambience@googlegroups.com.
> Visit this group at http://groups.google.com/group/Arihant_Ambience.
> For more options, visit https://groups.google.com/d/optout.
>
> --
> You received this message because you are subscribed to the Google Groups "Arihant Ambience RWA" group.
> To unsubscribe from this group and stop receiving emails from it, send an email to Arihant_Ambience+unsubscribe@googlegroups.com.
> To post to this group, send email to Arihant_Ambience@googlegroups.com.
> Visit this group at http://groups.google.com/group/Arihant_Ambience.
> For more options, visit https://groups.google.com/d/optout.
__._,_.___
Posted by: rajesh rana <rajeshrana_india@yahoo.com>
| Reply via web post | • | Reply to sender | • | Reply to group | • | Start a new topic | • | Messages in this topic (2) |
For latest updates do visit official CROMA website at:
http://www.croma.org.in
Also, do register at the CROMA site, if not done already:
http://www.croma.org.in/member-registration/
[IMP: People posting ads for promotion of their business or of commercial-only nature will be banned/unsubscribed without any warning or clarification]
http://www.croma.org.in
Also, do register at the CROMA site, if not done already:
http://www.croma.org.in/member-registration/
[IMP: People posting ads for promotion of their business or of commercial-only nature will be banned/unsubscribed without any warning or clarification]
.
__,_._,___
