Can u pls share which bank lowered the interest ?
I have a loan with hdfc & they are not doing this change
Regards,
Naveen
+91-9810150844
Sent from my iPhone
On 08-Aug-2014, at 9:32 PM, "Sunil Bhargava sunilbhargava1@gmail.com [CrossingsRepublikOwnersAndMembersAssociation-CROMA]" <CrossingsRepublikOwnersAndMembersAssociation-CROMA@yahoogroups.co.in> wrote:
> I got my home loan reset to 10.15% today from 10.75%. Saved Rs 4.1 lacs.
>
> Thanks to Manmohan Jha for suggesting this to me.
>
>
>
>
>
> Best Regards,
>
> Sunil Bhargava
> Mobile: +91 9971477499
>
>
> On Fri, Aug 8, 2014 at 8:54 PM, 'sanjeev3149@yahoo.co.in' via Arihant
> Ambience RWA <Arihant_Ambience@googlegroups.com> wrote:
>> Mr. Jha is right, I also observed the same and get it converted from 10.75% to 10.25% after paying some fees.
>>
>> Regards/Sanjeev Kansal
>> E-1103
>>
>> Sent from my Nokia phone
>> -----Original Message-----
>> From: Manmohan Jha
>> Sent: 08/08/2014 20:10:33
>> To: CROMA; CRIS; Xing-Future@googlegroups.com; cromaexecutivebody@googlegroups.com
>> Subject: {AARWA-2298} Reduction of Rate of Home Loan from ur own financer or Balance Transfer to other finance company
>>
>> This year in Feb when I got Interest Certificate for submitting to our tax
>> team, found that rate of my home loan has increased to 10.75%.
>>
>> After following up got it reduced to 10.25%.
>>
>> Everyone with floating rate need to keep track of their home loan rate and
>> you can get it reduced to the extent to 10.15% either from your own
>> bank/finance Co. as to avoid loosing a customer n it's future income by
>> balance transfer, every bank/home finance Co. have provision of reduction
>> of rate by paying a nominal fee.
>>
>> In case your bank/home finance Co. is not reducing you can get Balance
>> transfer by other bank/finance Co. In case of balance transfer bank/ FI
>> even don't charge PF.
>>
>> Circulating this again as a fellow resident got rate of his home loan at
>> HDFC reduced from 10.75% to 10.15% after talking to me couple of week back.
>> Tenure of his 15 year loan got reduced by 10 month. Saving of approx. 3.5 -
>> 4 L.
>>
>> Regards
>>
>> Manmohan Jha
>>
>> ---------- Forwarded message ----------
>> From: "Manmohan Jha" <manmohan.jha@gmail.com>
>>>>
>>>> Dear All,
>>>>
>>>> Forwarding this mail communication going on CROMA yahoo group as found
>> that many ppl are not aware the ppl with floating interest rate can get
>> their interest rate lowered.
>>>>
>>>> All of you can check rate for present interest of Home Loan and if it's
>> more than 10.25% you can get it reduced by paying a processing fee. In case
>> of any difficulties with your existing lender you can get Balance transfer
>> from other bank/NBFC.
>>>>
>>>> With this there will be substantial saving over the time. A Reduction of
>> 50 paise will reduce tenure by approx one year.
>>>>
>>>>
>>>>
>>>> Regards
>>>>
>>>> Manmohan Jha
>>>>
>>>>
>>>> Sent from Samsung Mobile
>>>>
>>>>
>>>> -------- Original message --------
>>>> From: "Rajiv Anand anandrajiv123123@yahoo.co.in
>> [CrossingsRepublikOwnersAndMembersAssociation-CROMA]"
>>>> Date:26/07/2014 11:23 (GMT+05:30)
>>>> To: CrossingsRepublikOwnersAndMembersAssociation-CROMA@yahoogroups.co.in
>>>> Subject: Re: [CROMA] IDBI Home Loan Balance Transfer
>>>>
>>>>
>>>>
>>>> Dear Mr Raju
>>>> I transferred my loan to IDBI Bank @ 10.15%. If you want to transfer
>> your loan then talk to Mr. Kapil Kumar. He is looking finance department.
>> His number is 07838133030.
>>>>
>>>> Regards
>>>> Rajiv Anand
>>>> Supertech Livingston
>>>>
>>>>
>>>> Sent from Samsung Mobile
>>>>
>>>>
>>>> -------- Original message --------
>>>> From: "'bpsbhatia1@yahoo.com' bpsbhatia1@yahoo.com
>> [CrossingsRepublikOwnersAndMembersAssociation-CROMA]"
>>>> Date:26/07/2014 10:42 (GMT+05:30)
>>>> To: CrossingsRepublikOwnersAndMembersAssociation-CROMA@yahoogroups.co.in
>>>> Subject: Re: [CROMA] IDBI Home Loan Balance Transfer
>>>>
>>>>
>>>>
>>>> Alikeshwar Tiwari has got his lian tfr to IDBI talk to him. In case any
>> help required I will try to manage
>>>>
>>>> Sent from Yahoo Mail on Android
>>>>
>>>>
>>>> ________________________________
>>>> From: RAJ KUMAR RAJU rajubanka@gmail.com
>> [CrossingsRepublikOwnersAndMembersAssociation-CROMA] <
>> CrossingsRepublikOwnersAndMembersAssociation-CROMA@yahoogroups.co.in>;
>>>> To: crossingsrepublikownersandmembersassociation-croma <
>> CrossingsRepublikOwnersAndMembersAssociation-CROMA@yahoogroups.co.in>;
>>>> Subject: [CROMA] IDBI Home Loan Balance Transfer
>>>> Sent: Fri, Jul 25, 2014 2:36:32 PM
>>>>
>>>>
>>>>
>>>> Hello,
>>>>
>>>> Have you transferred your existing Home Loan from any bank to IDBI Bank?
>> or have you taken Home Loan from IDBI Bank for your Flat @ Crossings
>> Republik? Please advise as my current Home Loan is with HDFC and now I am
>> planning to do the balance transfer (Loan Transfer) to IDBI Bank.
>>>>
>>>> --
>>>> Thanks & Regards,
>>>>
>>>> Raj Kumar Raju
>>>> Mahagun Mascot
>>>> Crossings Republik Township
>>>> NH-24, Ghaziabad (U.P.)
>>>>
>>>>
>>>>
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>
>
> ------------------------------------
> Posted by: Sunil Bhargava <sunilbhargava1@gmail.com>
> ------------------------------------
>
> For latest updates do visit official CROMA website at:
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>
> Also, do register at the CROMA site, if not done already:
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>
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Posted by: Naveen Goel <ngoel2003@yahoo.com>
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